Thorsten brings over 20 years of experience in SME finance, fintech, and commercial banking across the UK and Europe. He previously served as Group COO and Head of Lending at October, overseeing loan origination in five countries, and as Managing Director of Funding Circle Germany, where he built a leading SME lending platform. Earlier, he held senior roles at Barclays and Lloyds Banking Group in the UK. Thorsten holds an MBA from CEIBS in Shanghai and is based in Munich with his family.