Agenda

3 DAYS OF Fintech strategy talks
day 0 - digital finance strategy arena
May 14th - Kickstart the Summit with high-impact Strategy Circles
Strategy Circles: Step into exclusive roundtable discussions tackling the most pressing challenges in digital finance such as:
Identifying the blockers to scalability preventing banks from increasing customer lifetime value
Deploying Enterprise Generative AI in Banking: Risks, Impact, and Regulatory Crossroads
Building the Artificial Customer: Making AI Insights Actionable Across the Organization
Pre-Event Cocktails: Wrap up the day with a relaxed networking reception—connect, unwind, and set the tone for the days ahead.
day 1 - THE SUMMIT
May 15th - Experience the main event packed with ideas, innovation, and connections.
700+ Attendees and 80+ Speakers: Be part of the region’s largest fintech gathering of the spring, featuring a world-class lineup of executives, innovators, investors, and international thought leaders driving the future of finance, payments, and compliance.
10 Years Celebration: Reflect on a decade of transformation in Nordic fintech and explore what lies ahead.
After-Work Drinks & Karaoke Party: End the day with lively networking, delicious bites, and a vibrant karaoke session that promises fun until late.
day 2 - Post-Summit Exploration
May 16th - Relax, connect, and explore Helsinki under the bright Nordic spring skies.
Morning Swim at Allas Sea Pool: Recharge with a refreshing dip in the iconic sea pool while soaking up the brisk May air.
Behind-the-Scenes Visits: Enjoy exclusive tours of Helsinki’s leading banks, fintech startups, and innovation hubs.
Explore Helsinki: Take time to wander through the city’s scenic streets, iconic landmarks, and experience the beauty of Nordic May weather.
agenda may 15th
- Networking & Breakfast
As finance is increasingly shaped by global forces such as geopolitical risk, AI, sustainability, and digital assets, this track brings together top voices to explore how institutions can stay resilient and relevant. Join us for insights into the shifts that are redefining finance, from customer value strategies to ESG driven capital flows and the future of trade.

Jarno Limnell
Member of Parliament

Barry de Leeuw
Regional Director Solutions Engineering at Backbase

Suvi Tyni
Chief Business Officer at Euroclear

David Cunningham
Head of Strategy & Partnerships for Digital Assets, Treasury and Trade Solutions at Citi
This session dives into the key strategic shifts reshaping lending and financial services. From embedded insurance and customer security to consolidation trends across the Nordic region, we'll explore how institutions can position themselves for long-term growth and resilience in an evolving market.

Pierre-Emmanuel Lefebvre
CEO - Global Head of Credit & Lifestyle Protection at AXA Partners

Mika Sihvola
Director at Danske Bank

Kristian Karlsson
Partner at Dittmar & Indrenius
How is technology transforming credit assessment and lending operations? This session explores the use of alternative data, AI driven scoring models, and real world examples from forward thinking institutions. Learn how digital first approaches are improving accuracy, speed, and customer experience across the lending lifecycle.

Lasse Mäkelä
Head of Strategy & IR at Multitude

Petri Nikkilä
Global CEO of Openbank by Santander

Marko Jaanu
Head of AI Development at Siili Solutions
Consumer lending is evolving rapidly as digital expectations rise. This session focuses on improving customer experience, the latest developments in credit scoring, and how instant payouts combined with biometrics can reduce fraud and boost trust in real time lending environments.
Small and medium sized enterprises are at the center of new lending innovations. This session explores how digital banks and alternative financiers are redefining risk assessment, creating more flexible solutions, and challenging traditional models in the SME financing space.

Tom Dahlström
Member of the Board at S-Bank

Jani Ristimäki
Head of FS Finland at BearingPoint

Jarkko Mäensivu
CEO at Saldo Bank
- The Growing hunger and use cases for Embedded Finance
- Platform Banking and The Strategic Role of Embedded Technology in Rewiring B2B Liquidity

Anna Maj
CEO at Bridge

Sarah Häger
CCO at Enable Banking

Christie Holm Kristensen
Partnership Manager for Open Banking Premium & ERP Integration at Danske Bank
- Data enrichment and the new opportunities to open finance
- FIDA and aligning on scheme structure
- Monetisation: what’s next around Premium API’s

Taru Möller
Head of Strategy Office, TxB at Nordea

Sampsa Laine
CEO at Alisa Bank

Lars Markull
Embedded finance advisor
- Why BaaS isn’t for every bank?
- What are emerging BaaS use cases and how to differentiate in the market?
- What makes a BaaS partnership successful—beyond just plugging into an API?
- A look at real-world partnership models between banks, fintechs, and brands.
- The Beginning of the End of SME Online Banking
- What do SME's really want from their bank?
- Implementing virtual cards into corporate workflows
- Fintech and retail converging
- Beyond Compliance: Operational Resilience and Risk Strategy in Digital Banking

Johanna Schreck
Senior Economist at Bank of Finland

Miki Kuusinen
Adviser at Bank of Finland
- The Consumer Shift: Convenience, Control & Trust in a Cashless Future
- The Technology Layer: Wallets, Identity & Infrastructure
- The Currency Evolution: From Stablecoins to CBDCs

Marina Repo
Head of Commercial Management TxB Nordea

Kristian T. Sørensen
Head of eID Products at IN Groupe and Co-founder of The Tokenizer

Björn Bryngelson
Head of Nordics at Klarna
- Payments as the key to higher conversions

Hanna Äijälä
Business Lead, Payment Transformation at OP Financial Group

Matthew Hedges
Sales Engineer at Cleafy

Lasse Riihimäki
Senior Fraud Specialist at Nordea
- Addressing verification of payee
- Bulk payments and liquidity management challenges
- Panel: Fraud Prevention needs a shift in strategy - How to Assess Risk in Real-Time and Achieve Proactive Fraud Prevention?
- How can banks regain market shares from fintechs?
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