3 DAYS OF Fintech strategy talks

day 0 - digital finance strategy arena

May 14th - Kickstart the Summit with high-impact Strategy Circles

Strategy Circles: Step into exclusive roundtable discussions tackling the most pressing challenges in digital finance such as:
‍‍
Identifying the blockers to scalability preventing banks from increasing customer lifetime value

Deploying Enterprise Generative AI in Banking: Risks, Impact, and Regulatory Crossroads

Building the Artificial Customer: Making AI Insights Actionable Across the Organization

Pre-Event Cocktails: Wrap up the day with a relaxed networking reception—connect, unwind, and set the tone for the days ahead.

day 1 - THE SUMMIT

May 15th - Experience the main event packed with ideas, innovation, and connections.

700+ Attendees and 80+ Speakers: Be part of the region’s largest fintech gathering of the spring, featuring a world-class lineup of executives, innovators, investors, and international thought leaders driving the future of finance, payments, and compliance.

10 Years Celebration:
Reflect on a decade of transformation in Nordic fintech and explore what lies ahead.

After-Work Drinks & Karaoke Party:
End the day with lively networking, delicious bites, and a vibrant karaoke session that promises fun until late.

day 2 - Post-Summit Exploration

May 16th - Relax, connect, and explore Helsinki under the bright Nordic spring skies.

Morning Swim at Allas Sea Pool: Recharge with a refreshing dip in the iconic sea pool while soaking up the brisk May air.

Behind-the-Scenes Visits:
Enjoy exclusive tours of Helsinki’s leading banks, fintech startups, and innovation hubs.

Explore Helsinki:
Take time to wander through the city’s scenic streets, iconic landmarks, and experience the beauty of Nordic May weather.

agenda may 15th

8:30
connect
DOORS OPEN
  • Networking & Breakfast
9:10
#ai
#RISK
#COMMERCE
Global Megatrends Shaping the Future of the Finance Industry

As finance is increasingly shaped by global forces such as geopolitical risk, AI, sustainability, and digital assets, this track brings together top voices to explore how institutions can stay resilient and relevant. Join us for insights into the shifts that are redefining finance, from customer value strategies to ESG driven capital flows and the future of trade.

09:10 - Opening words and presenting the first Nordic Fintech Ecosystem Award
9:25 - Don't take defense and security for granted - look for reliable solutions

Jarno Limnell

Member of Parliament

09:40 - How AI can help banks maximize customer lifetime value—at scale

Barry de Leeuw

Regional Director Solutions Engineering at Backbase

9:55 - From Data to Impact: Addressing Global Challenges Through Intelligent Capital Allocation with Granular ESG Insights?

Suvi Tyni

Chief Business Officer at Euroclear

10:15 - Digital Assets in the New Era of Global Trade

David Cunningham

Head of Strategy & Partnerships for Digital Assets, Treasury and Trade Solutions at Citi

10:30
connect
networking break
10:45
#EMBEDDED
1. Strategy: Navigating the Future Strategic Landscape of Lending

This session dives into the key strategic shifts reshaping lending and financial services. From embedded insurance and customer security to consolidation trends across the Nordic region, we'll explore how institutions can position themselves for long-term growth and resilience in an evolving market.

10:45 Embedded insurance: unlocking strategic benefits for banks and Securing Your Customers

Pierre-Emmanuel Lefebvre

CEO - Global Head of Credit & Lifestyle Protection at AXA Partners

11:15 - The consolidation of the Nordic finance sector

Mika Sihvola

Director at Danske Bank

Kristian Karlsson

Partner at Dittmar & Indrenius

11:30
#ai
2. Digital-First Lending Strategies

How is technology transforming credit assessment and lending operations? This session explores the use of alternative data, AI driven scoring models, and real world examples from forward thinking institutions. Learn how digital first approaches are improving accuracy, speed, and customer experience across the lending lifecycle.

11:30 - Credit underwriting in the digital era: alternative data and AI-based credit scoring

Lasse Mäkelä

Head of Strategy & IR at Multitude

Petri Nikkilä

Global CEO of Openbank by Santander

Marko Jaanu

Head of AI Development at Siili Solutions

12:15
connect
networking lunch
13:30
3. Consumer: The Rise of Digital Credits and Lending

Consumer lending is evolving rapidly as digital expectations rise. This session focuses on improving customer experience, the latest developments in credit scoring, and how instant payouts combined with biometrics can reduce fraud and boost trust in real time lending environments.

13:30 - Improved Customer Experience In Consumer Lending
13:45 - What’s the latest in credit scoring?
14.00 - Fraud Reduction With Instant Payouts and Biometrics
14:15
#RISK
4. SME Lending: The Evolving Competitive Landscape of SME Financing

Small and medium sized enterprises are at the center of new lending innovations. This session explores how digital banks and alternative financiers are redefining risk assessment, creating more flexible solutions, and challenging traditional models in the SME financing space.

14:15 - How digital banks and financiers look at risk differently
10:45
1. Strategy: How to Bring Financial Products Successfully to your Customers?

Tom Dahlström

Member of the Board at S-Bank

Jani Ristimäki

Head of FS Finland at BearingPoint

Jarkko Mäensivu

CEO at Saldo Bank

  • The Growing hunger and use cases for Embedded Finance
  • Platform Banking and The Strategic Role of Embedded Technology in Rewiring B2B Liquidity
11:30
treasury
2. Open Banking: New Opportunities for Unlocking the World of Finance

Anna Maj

CEO at Bridge

Sarah Häger

CCO at Enable Banking

Christie Holm Kristensen

Partnership Manager for Open Banking Premium & ERP Integration at Danske Bank

  • Data enrichment and the new opportunities to open finance
  • FIDA and aligning on scheme structure
  • Monetisation: what’s next around Premium API’s
12:15
connect
networking lunch
13:30
3. Banking as a Service: The Long Game - Is BaaS a Feature, a Business Line, or a Strategic Bet?

Taru Möller

Head of Strategy Office, TxB at Nordea

Sampsa Laine

CEO at Alisa Bank

Lars Markull

Embedded finance advisor

  • Why BaaS isn’t for every bank?
  • What are emerging BaaS use cases and how to differentiate in the market?
  • What makes a BaaS partnership successful—beyond just plugging into an API?
  • A look at real-world partnership models between banks, fintechs, and brands.
14:15
accounting
4. Accounting: What the Future Holds for SME Finance?
  • The Beginning of the End of SME Online Banking
  • What do SME's really want from their bank?
15:00
accounting
TREASURY
5. Cards: Towards Consumer-Like Experiences in Commercial Payments
  • Implementing virtual cards into corporate workflows
  • Fintech and retail converging
15:45
compliance
6. Risk Management in Digital Banking:
  • Beyond Compliance: Operational Resilience and Risk Strategy in Digital Banking
10:45
commerce
1. Strategy: World Without Cash

Johanna Schreck

Senior Economist at Bank of Finland

Miki Kuusinen

Adviser at Bank of Finland

  • The Consumer Shift: Convenience, Control & Trust in a Cashless Future
  • The Technology Layer: Wallets, Identity & Infrastructure
  • The Currency Evolution: From Stablecoins to CBDCs
11:30
COMMERCE
2. Seamless Payments for the Ultimate Checkout Experience

Marina Repo

Head of Commercial Management TxB Nordea

Kristian T. Sørensen

Head of eID Products at IN Groupe and Co-founder of The Tokenizer

Björn Bryngelson

Head of Nordics at Klarna

  • Payments as the key to higher conversions
12:15
connect
networking lunch
13:30
treasurY
3. Instant: Complying with EU’s Instant Payment Regulation

Hanna Äijälä

Business Lead, Payment Transformation at OP Financial Group

Matthew Hedges

Sales Engineer at Cleafy

Lasse Riihimäki

Senior Fraud Specialist at Nordea

  • Addressing verification of payee
  • Bulk payments and liquidity management challenges
  • Panel: Fraud Prevention needs a shift in strategy - How to Assess Risk in Real-Time and Achieve Proactive Fraud Prevention?
14:15
accounting
4. Cross-Border: Realising Instant and Frictionless Payments Worldwide
  • How can banks regain market shares from fintechs?
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