Agenda

Check out our Digital Banking & Digital Payments agendas

GET TICKETS

Digital banking

"From Rails to Platforms and Beyond"

Digital payments

"The Four Pillars of Future Payments"

connect

8.00 - DOORS OPEN

Morning hygge with light breakfast
Early Bird catches the worm. Arrive early to connect with as many old and new colleagues as possible

9.00 - OPENING WORDS

Let the fintech fest begin - Learn, Grow, Connect, Party

keynote

#ai

#architecture

9.10 - banking in 2035: how money, loans and investing will change forever

Georg Hauer

Fintech & Digital Banking Advisor | Former N26 General Manager

How will banking look in 2035?
What will drive innovation in retail banking, and how will it shape the way we interact with our bank?
What can we learn about innovation from other countries like China, Korea and Brazil?

#EMBEDDED

9.30 - Reinventing Banking: The Next Generation is Now

Barry De Leeuw

Director Solutions Engineering, Backbase

keynote

#EMBEDDED

9.40 - Wall Street Racing to Leverage Digital Assets in “Core Banking”

David Cunningham

Head of Strategy & Partnerships for Digital Assets, Treasury and Trade Solutions at Citi

connect

10:05 - break

Head to the coffee stand and meeting area for your pre-booked meetings. Don't be late!

keynote

#EMBEDDED

10.30 - Evolving Banking Business Models

Kelvin Tan

CEO & Co-Founder at audax

Digital banks - convenience or cost of capital?
Innovating banking products and services with embedded finance
Super banks - envisioning the central nervous system of economic activity

#FAST

#secure

10:30 - European Payments Landscape 2024-2026

Giorgio Andreoli

Diretor General at European Payments Council

#architecture

10:50 - Unlocking Organic Growth Through Personalisation and Behavioural Finance

James Pereira-Stubbs

Chief Client Officer at Oxford Risk

Help investors make better financial decisions through behavioral finance
Unlock a greater share of wallet and retention of assets under management through personalisation
Increase engagement and improve client experience with behavioral finance
Meet compliance and regulatory requirements
Achieve 10%+ organic revenue growth

KEYNOTE

#5thpillar

10.45 - Green Gateways: Payments as a Key Driver for ESG Sustainability Transformation

Monika Liikamaa

Co-CEO & Co-Founder at Enfuce

Cashless, Cardless and Carbonless - Green payment by design
Payments as an effective tool in the fight against climate change
What tools does the payments industry have for greener payments?
No single company can tackle this alone

keynote

#ai

11:00 - Building a Digital Bank - How Europe’s Latest Bank and Sweden's Fastest Growing Fintech Does it?

Emil Sunvisson

CEO at Qred

Building the best bank for entrepreneurs and small businesses and scaling it as a platform
The potential of AI for growing experience, engagement and efficiency in financing
Life as a neo-bank - Is it part of growing up or more like being reborn?

#frictionless

11:00 - Unfolding the Sustainable Future of Payments with ISO 20022 - the biggest change in payments in 20 years

Harri Rantanen

Corporate Banking Ecosystem Development at SEB

Enriched financial data connecting the dots of AI, ESG and AML
What data driven in payments really means and what opportunities lie in the payments supply chain?
Embracing real-time and end-to-end messaging in treasury with a global, strandardised information data exchange

#OPEN

11:15 - Unlocking the value of transactional data in the customer journey

Alessandro Vilardi

EMEA & Asia Digital Director, CRIF

The hidden value of transactional data
Increasing the accuracy in risk assessment
Perfom more effective business development activities
Real cases: benefits of transactional data in banks' processes

#OPEN

11:15 - How the Standardisation of Payment Messages can Complement the Development of Open Banking and Open Finance?locking the value of transactional data in the customer journey

Juha Keski-Nisula

COO & Founder at XMLDation

panel

#EMBEDDED

11:25 - Uncovering The Opportunities in Embedded Finance

Armands Liseks

CEO & Co-Founder at inGain

Eric Deighton

CFO at Vapaus

#EMBEDDED

11:25 - The Race Towards Zero - Account-to-Account (A2A) Payments Taking Hold of Nordics

Christoffer Andvig

CEO & Founder at Neonomics

#architecture

11:45 - Building a KYC-compliant digital customer onboarding solution on stage with no code

Gavin Gaudet

Tribe Lead, Value Added Product and Portals at Signicat

Robin Wilgott

Product Manager at Signicat

panel

#fast

11:35 - Serving up Instant Payments - How will Instant shape the future of payments?

Niklas Lemberg

Head of Industry Engagement at Nordea

Fredrik Tallqvist

Finland and Baltics at EBA CLEARING

Jarmo Heilakka

Senior Infrastructure Manager at Danske Bank

What are the key international payment harmonisation initiatives?
What is their short and long-term objective and effect
Harmonising International Payment Regimes

‍

#embedded

11:55 - Swipe right for engaging with next-generation

Tommi Hinkkala

Partner Lead at Siili Solutions

#fast

#secure

11:55 - THE NEW NETS - GOING BEYOND PROCESSING, CREATING VALUE WITH DATA

Mia Viklund

Regional Director Finland at Nets

Flaminio Francisci

Group director of customer value management and data science at Nexi

Redefining card issuance
Combining traditional payment cards with virtual and digital cards
Customised credit card programs

#OPEN

12:05 - Beyond the Surface: Why the New Credit Register May Fall Short

Magnus Källhager

Chief Analytics Officer & Co-Founder at Kreditz

#fast

#frictionless

12:10 - Fintech evolution & the future of partnerships ecosystem

Svetlana Minina

Finance Director at Wise

Euro credit transfers to over 36 countries in ten seconds
Full Deployment of Instant Payments at European Level
Implementing the “Verification of Payee” services

connect

12:15 - lunch

connect

12:25 - lunch

#OPEN

13:30 - Bringing Data and AI to the Heart of your Digital Banking Strategy

Stefan Alariksson

Head of Nordic at Dun & Bradstreet

#fast

#FRICTIONLESS

13:30 - A Strategic Overview of the Payment Landscape from a Merchant Perspective and the Current State of BNPL

Mikko Riikkinen

Head of DACH at Sprinque

How BNPL is revolutionising B2B e-commerce
Flexible payment terms without the risk of non-payment
Achieving instant online credit terms for overseas suppliers

#AI

13:45 - The Strategic Aspects of Data Management in the Age of AI and Increased Regulation

Anna Haapanen

Partner, Head of Technology & Data at Dittmar & Indrenius

panel

#fast

#FRICTIONLESS

13:45 - Embedded Payments at the Heart of Future Merchant Solutions

Mikko Riikkinen

Head of DACH at Sprinque

Kilian Thalhammer

Managing Director, Global Head of Merchant Solutions at Deutsche Bank

#OPEN

14:00 - Cross-Border Lending - Making the Impossible Possible with a Passportable Financial Identity

Kaido Saar

CEO & Co-Founder at Mifundo

case

#frictionless

13:55 - Case Wolt: The digital finance backbone enabling scalable marketplace excellence

Anniina Heinonen

Managing Director, Payments at Wolt

Wolt at the forefront of a diverging financial services trend
Integrating financial services in to digital marketplace strategy and business development
The hybrid fin-stack for scaling digital financial solutions across 19 ETA countries

#OPEN

14:15 - Fortifying Finance - Evolving Trends and Tactics in Financial Crime Prevention in 2024 and 2025

Tadas Češkevičius

Chief Business Development Officer @AMLYZE

panel

#frictionless

14:10 - Exploring the AI Revolution in Payments

Anniina Heinonen

Managing Director, Payments at Wolt

Elisa Christersson

Country Lead Finland at Klarna

#open

14:30 - Unlocking Opportunities in Open Finance under the EU FIDA through Collaboration and Innovation

Sarah Häger

CCO at EnableBanking

Collaboration between traditional financial institutions, fintech firms, and regulators to drive innovation in open finance
Role of standardization and interoperability in promoting a vibrant open finance ecosystem
Opportunities for startups and developers to leverage open finance platforms and APIs

#OPEN

14:25 - Innovation in X-Border and Travel payments

Oliver Dean

Chief Administrative Officer at Thredd

panel

#open

14:50 - From De-Risking to De-Mystifying: How to Prepare for a Crypto

Ville Sointu

Chief Strategist, Digital Currencies at Nordea

#OPEN

14:40 - Glocal Transactions - A Deep Dive into Cross-Border Payments and Future Money Movement Solutions

Juha Sillanpää

Group Country Manager, Finland and Baltics at Visa

keynote

#ai

#OPEN

15:10 - Efficiency in tech innovation: Uniting Ai, people and it for the future adaptive bank

Ove Scavenius

CTO (upoming) at Eira Blue Securities

How do banks and other large enterprises organise development teams into efficient high-performance teams?
How should we equip those teams with efficient technology and codebase (and mentality toward coding and structure) to develop in a timely and competitive manner?
Should the overall corresponding data foundation be structured to support the above?

panel

#ai

#OPEN

14:55 - How to Prepare as a Treasury to a Changing Payment Landscape?

Liisa Kanniainen

VP, Strategic Lead at Nordea

keynote

#ai

15:30 -Keynote: AI will be the biggest change-maker in financial services since the credit card

Linas Beliūnas

Fintech Executive & Influencer

By 2030, AI could potentially deliver $1 trillion of additional value for banks. Every year
Firms deploying AI solutions can get ROI of up to 250% in just 3 years
Thanks to AI, entrepreneurs will be able to build 2-3 person FinTech unicorns

#ai

15:10 - Digital wallets: the future interfaces for payments, asset management and banking

Jin Jeong

Managing Director at Apis Partners

15:50 - wrapping up digital banking

keynote

#fast

#frictionless

15:30 - Innovate or Stagnate: Navigating the Transformative Landscape of Payment Business Models

Anna Maj

Fintech Leader & Strategic Advisor

Banks and PSPs keeping up with disruption
Will convenience prevail over cost of capital?
Value beyond payments - integrated solutions for consumers and merchants

15:50 - wrapping up digital payments

connect

16:00 - Afternoon Pre-Connect

Network with a talkative Swede or a mute Finn

connect

16:00 - Afternoon Pre-Connect

Network with a talkative Swede or a mute Finn

connect

17:30 - After work

connect

17:30 - After work

connect

20:00 - After party with karaoke

connect

20:00 - After party with karaoke

Digital banking

"From Rails to Platforms and Beyond"

Digital payments

"The Four Pillars of Future Payments"

connect

8.00 - DOORS OPEN

Morning hygge with light breakfast
Early Bird catches the worm. Arrive early to connect with as many old and new colleagues as possible

9.00 - OPENING WORDS

Let the fintech fest begin - Learn, Grow, Connect, Party

keynote

#ai

#architecture

9.10 - banking in 2035: how money, loans and investing will change forever

Georg Hauer

Fintech & Digital Banking Advisor | Former N26 General Manager

How will banking look in 2035?
What will drive innovation in retail banking, and how will it shape the way we interact with our bank?
What can we learn about innovation from other countries like China, Korea and Brazil?

#EMBEDDED

9.30 - Reinventing Banking: The Next Generation is Now

Barry De Leeuw

Director Solutions Engineering, Backbase

keynote

#EMBEDDED

9.40 - Wall Street Racing to Leverage Digital Assets in “Core Banking”

David Cunningham

Head of Strategy & Partnerships for Digital Assets, Treasury and Trade Solutions at Citi

connect

10:05 - break

Head to the coffee stand and meeting area for your pre-booked meetings. Don't be late!

keynote

#EMBEDDED

10.30 - Evolving Banking Business Models

Kelvin Tan

CEO & Co-Founder at audax

Digital banks - convenience or cost of capital?
Innovating banking products and services with embedded finance
Super banks - envisioning the central nervous system of economic activity

#FAST

#secure

10:30 - European Payments Landscape 2024-2026

Giorgio Andreoli

Diretor General at European Payments Council

#architecture

10:50 - Unlocking Organic Growth Through Personalisation and Behavioural Finance

James Pereira-Stubbs

Chief Client Officer at Oxford Risk

Help investors make better financial decisions through behavioral finance
Unlock a greater share of wallet and retention of assets under management through personalisation
Increase engagement and improve client experience with behavioral finance
Meet compliance and regulatory requirements
Achieve 10%+ organic revenue growth

KEYNOTE

#5thpillar

10.45 - Green Gateways: Payments as a Key Driver for ESG Sustainability Transformation

Monika Liikamaa

Co-CEO & Co-Founder at Enfuce

Cashless, Cardless and Carbonless - Green payment by design
Payments as an effective tool in the fight against climate change
What tools does the payments industry have for greener payments?
No single company can tackle this alone

keynote

#ai

11:00 - Building a Digital Bank - How Europe’s Latest Bank and Sweden's Fastest Growing Fintech Does it?

Emil Sunvisson

CEO at Qred

Building the best bank for entrepreneurs and small businesses and scaling it as a platform
The potential of AI for growing experience, engagement and efficiency in financing
Life as a neo-bank - Is it part of growing up or more like being reborn?

#frictionless

11:00 - Unfolding the Sustainable Future of Payments with ISO 20022 - the biggest change in payments in 20 years

Harri Rantanen

Corporate Banking Ecosystem Development at SEB

Enriched financial data connecting the dots of AI, ESG and AML
What data driven in payments really means and what opportunities lie in the payments supply chain?
Embracing real-time and end-to-end messaging in treasury with a global, strandardised information data exchange

#OPEN

11:15 - Unlocking the value of transactional data in the customer journey

Alessandro Vilardi

EMEA & Asia Digital Director, CRIF

The hidden value of transactional data
Increasing the accuracy in risk assessment
Perfom more effective business development activities
Real cases: benefits of transactional data in banks' processes

#OPEN

11:15 - How the Standardisation of Payment Messages can Complement the Development of Open Banking and Open Finance?locking the value of transactional data in the customer journey

Juha Keski-Nisula

COO & Founder at XMLDation

panel

#EMBEDDED

11:25 - Uncovering The Opportunities in Embedded Finance

Armands Liseks

CEO & Co-Founder at inGain

Eric Deighton

CFO at Vapaus

#EMBEDDED

11:25 - The Race Towards Zero - Account-to-Account (A2A) Payments Taking Hold of Nordics

Christoffer Andvig

CEO & Founder at Neonomics

#architecture

11:45 - Building a KYC-compliant digital customer onboarding solution on stage with no code

Gavin Gaudet

Tribe Lead, Value Added Product and Portals at Signicat

Robin Wilgott

Product Manager at Signicat

panel

#fast

11:35 - Serving up Instant Payments - How will Instant shape the future of payments?

Niklas Lemberg

Head of Industry Engagement at Nordea

Fredrik Tallqvist

Finland and Baltics at EBA CLEARING

Jarmo Heilakka

Senior Infrastructure Manager at Danske Bank

What are the key international payment harmonisation initiatives?
What is their short and long-term objective and effect
Harmonising International Payment Regimes

‍

#embedded

11:55 - Swipe right for engaging with next-generation

Tommi Hinkkala

Partner Lead at Siili Solutions

#fast

#secure

11:55 - THE NEW NETS - GOING BEYOND PROCESSING, CREATING VALUE WITH DATA

Mia Viklund

Regional Director Finland at Nets

Flaminio Francisci

Group director of customer value management and data science at Nexi

Redefining card issuance
Combining traditional payment cards with virtual and digital cards
Customised credit card programs

#OPEN

12:05 - Beyond the Surface: Why the New Credit Register May Fall Short

Magnus Källhager

Chief Analytics Officer & Co-Founder at Kreditz

#fast

#frictionless

12:10 - Fintech evolution & the future of partnerships ecosystem

Svetlana Minina

Finance Director at Wise

Euro credit transfers to over 36 countries in ten seconds
Full Deployment of Instant Payments at European Level
Implementing the “Verification of Payee” services

connect

12:15 - lunch

connect

12:25 - lunch

#OPEN

13:30 - Bringing Data and AI to the Heart of your Digital Banking Strategy

Stefan Alariksson

Head of Nordic at Dun & Bradstreet

#fast

#FRICTIONLESS

13:30 - A Strategic Overview of the Payment Landscape from a Merchant Perspective and the Current State of BNPL

Mikko Riikkinen

Head of DACH at Sprinque

How BNPL is revolutionising B2B e-commerce
Flexible payment terms without the risk of non-payment
Achieving instant online credit terms for overseas suppliers

#AI

13:45 - The Strategic Aspects of Data Management in the Age of AI and Increased Regulation

Anna Haapanen

Partner, Head of Technology & Data at Dittmar & Indrenius

panel

#fast

#FRICTIONLESS

13:45 - Embedded Payments at the Heart of Future Merchant Solutions

Mikko Riikkinen

Head of DACH at Sprinque

Kilian Thalhammer

Managing Director, Global Head of Merchant Solutions at Deutsche Bank

#OPEN

14:00 - Cross-Border Lending - Making the Impossible Possible with a Passportable Financial Identity

Kaido Saar

CEO & Co-Founder at Mifundo

case

#frictionless

13:55 - Case Wolt: The digital finance backbone enabling scalable marketplace excellence

Anniina Heinonen

Managing Director, Payments at Wolt

Wolt at the forefront of a diverging financial services trend
Integrating financial services in to digital marketplace strategy and business development
The hybrid fin-stack for scaling digital financial solutions across 19 ETA countries

#OPEN

14:15 - Fortifying Finance - Evolving Trends and Tactics in Financial Crime Prevention in 2024 and 2025

Tadas Češkevičius

Chief Business Development Officer @AMLYZE

panel

#frictionless

14:10 - Exploring the AI Revolution in Payments

Anniina Heinonen

Managing Director, Payments at Wolt

Elisa Christersson

Country Lead Finland at Klarna

#open

14:30 - Unlocking Opportunities in Open Finance under the EU FIDA through Collaboration and Innovation

Sarah Häger

CCO at EnableBanking

Collaboration between traditional financial institutions, fintech firms, and regulators to drive innovation in open finance
Role of standardization and interoperability in promoting a vibrant open finance ecosystem
Opportunities for startups and developers to leverage open finance platforms and APIs

#OPEN

14:25 - Innovation in X-Border and Travel payments

Oliver Dean

Chief Administrative Officer at Thredd

panel

#open

14:50 - From De-Risking to De-Mystifying: How to Prepare for a Crypto

Ville Sointu

Chief Strategist, Digital Currencies at Nordea

#OPEN

14:40 - Glocal Transactions - A Deep Dive into Cross-Border Payments and Future Money Movement Solutions

Juha Sillanpää

Group Country Manager, Finland and Baltics at Visa

keynote

#ai

#OPEN

15:10 - Efficiency in tech innovation: Uniting Ai, people and it for the future adaptive bank

Ove Scavenius

CTO (upoming) at Eira Blue Securities

How do banks and other large enterprises organise development teams into efficient high-performance teams?
How should we equip those teams with efficient technology and codebase (and mentality toward coding and structure) to develop in a timely and competitive manner?
Should the overall corresponding data foundation be structured to support the above?

panel

#ai

#OPEN

14:55 - How to Prepare as a Treasury to a Changing Payment Landscape?

Liisa Kanniainen

VP, Strategic Lead at Nordea

keynote

#ai

15:30 -Keynote: AI will be the biggest change-maker in financial services since the credit card

Linas Beliūnas

Fintech Executive & Influencer

By 2030, AI could potentially deliver $1 trillion of additional value for banks. Every year
Firms deploying AI solutions can get ROI of up to 250% in just 3 years
Thanks to AI, entrepreneurs will be able to build 2-3 person FinTech unicorns

#ai

15:10 - Digital wallets: the future interfaces for payments, asset management and banking

Jin Jeong

Managing Director at Apis Partners

15:50 - wrapping up digital banking

keynote

#fast

#frictionless

15:30 - Innovate or Stagnate: Navigating the Transformative Landscape of Payment Business Models

Anna Maj

Fintech Leader & Strategic Advisor

Banks and PSPs keeping up with disruption
Will convenience prevail over cost of capital?
Value beyond payments - integrated solutions for consumers and merchants

15:50 - wrapping up digital payments

connect

16:00 - Afternoon Pre-Connect

Network with a talkative Swede or a mute Finn

connect

16:00 - Afternoon Pre-Connect

Network with a talkative Swede or a mute Finn

connect

17:30 - After work

connect

17:30 - After work

connect

20:00 - After party with karaoke

connect

20:00 - After party with karaoke

WHAT ELSE?

Networking

With +700 industry decision-makers

Speakers

From fintech and banking industry around the world

Side-events

For more networking and fun

Expo area

With +30 innovative exhibitors

AFTER PARtY

Legendary Helsinki karoke night

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Digital banking

Digital payments

Digital banking

Digital payments

WHAT ELSE?

Networking

Speakers

Side-events

Expo area

AFTER PARtY

Brochure

Enter Your Info Below And We Will SendYou The Brochure To Your Inbox!

Join us for an incredible day

Enter Your Info Below And We Will Send
You The Brochure To Your Inbox!