Nordic Fintech Highlights – January 2026

February 1, 2026
Fintech Farm

Nordic Fintech Highlights – January

Welcome to the January edition of Nordic Fintech Highlights, where we share the most relevant industry updates.

We also have a major announcement from our side: Tom Dahlström has been appointed CEO of Fintech Farm. Dahlström brings more than 20 years of experience from the financial sector. He has previously served as Chief Strategy Officer at OP Financial Group and currently sits on the Board of Directors of S-Bank. His focus is to accelerate our international growth and strengthen our go-to-market services. Read the press release here.

January updates

January started on a high note, especially in funding. Even though the total number of news items was not that high, the updates we did see set the tone for what looks like an active year ahead. We will also bring these Highlights to the stage at the Nordic Fintech Summit, where we will recap the key trends and what they mean for the year ahead.

Be sure to catch our monthly Highlight Podcasts with Fintech Daydreaming, where we deep dive into some news stories of the month.

Partnerships
Partnership news revolved heavily around payments infrastructure. P2P, A2A and real-time payment flows were everywhere, with banks and fintechs teaming up to improve speed, reach and reliability. Rather than launching new consumer-facing products, most partnerships focused on strengthening the rails underneath payments, a clear sign that infrastructure is where competitive advantage is increasingly built.

Launches
Launches followed the same pattern. Many of the new offerings introduced were tied to payments, P2P transfers and A2A use cases, often aimed at making existing services faster, simpler or easier to integrate. The common thread was not novelty, but execution. Improving core payment experiences and making them work across borders and platforms remains a top priority across the Nordic fintech ecosystem.

Have a look at the news from January below and stay tuned for more!

You can find all the monthly Nordic Fintech updates from the past over here.

Country specific news

 

Finland

TrueLayer and Stripe power Pay by Bank payments in Finland with Kustom Checkout

Nordea: Fourth-quarter and full-year results 2025

New Fintech VC: What Eight Months in Venture Capital Taught Us

 

Denmark

Nicolaj Højer invests in LedgerBee: “The market is ripe for change”

Lunar raises €46m to accelerate Nordic growth

Embankment raises €15m and sets up in Luxembourg

Nets to provide clients with AI-driven transaction clarity in partnership with Triple

Lunar gives customers visual view of yearly spending habits

 

Sweden

Roaring raises SEK 20 million – won’t chase short-term AI hype

Primary Wave makes strategic investment in music financing platform RUN

Klarna App Enables Peer-to-Peer Payments in Europe

Pay. adds Brite Open Banking payments to its platform

 

Norway

Dutch PE firm Pride Capital Partners invests in Norwegian POS software provider Duell Software and its subsidiary Panteon

 

Iceland

Lucinity Launches Human AI Powered FinCrime Operations and Appoints New CEO to Lead Next Chapter

 

Future events

13.2. The 2026 Banking Forecast: 10 Predictions That Will Shape the Year Ahead

26.2. From Three Lines to One Culture – Making Risk and Compliance Work in Fintech and Crypto

26.3. AML Arena 2026

21.5. Nordic Fintech Summit 2026

26.11. Nordic Banking Forum 2026

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