Nordic Fintech Highlights – January
Welcome to the January edition of Nordic Fintech Highlights, where we share the most relevant industry updates.
We also have a major announcement from our side: Tom Dahlström has been appointed CEO of Fintech Farm. Dahlström brings more than 20 years of experience from the financial sector. He has previously served as Chief Strategy Officer at OP Financial Group and currently sits on the Board of Directors of S-Bank. His focus is to accelerate our international growth and strengthen our go-to-market services. Read the press release here.
January updates
January started on a high note, especially in funding. Even though the total number of news items was not that high, the updates we did see set the tone for what looks like an active year ahead. We will also bring these Highlights to the stage at the Nordic Fintech Summit, where we will recap the key trends and what they mean for the year ahead.
Be sure to catch our monthly Highlight Podcasts with Fintech Daydreaming, where we deep dive into some news stories of the month.
Partnerships
Partnership news revolved heavily around payments infrastructure. P2P, A2A and real-time payment flows were everywhere, with banks and fintechs teaming up to improve speed, reach and reliability. Rather than launching new consumer-facing products, most partnerships focused on strengthening the rails underneath payments, a clear sign that infrastructure is where competitive advantage is increasingly built.
Launches
Launches followed the same pattern. Many of the new offerings introduced were tied to payments, P2P transfers and A2A use cases, often aimed at making existing services faster, simpler or easier to integrate. The common thread was not novelty, but execution. Improving core payment experiences and making them work across borders and platforms remains a top priority across the Nordic fintech ecosystem.
Have a look at the news from January below and stay tuned for more!
You can find all the monthly Nordic Fintech updates from the past over here.

Country specific news
Finland
TrueLayer and Stripe power Pay by Bank payments in Finland with Kustom Checkout
Nordea: Fourth-quarter and full-year results 2025
New Fintech VC: What Eight Months in Venture Capital Taught Us
Denmark
Nicolaj Højer invests in LedgerBee: “The market is ripe for change”
Lunar raises €46m to accelerate Nordic growth
Embankment raises €15m and sets up in Luxembourg
Nets to provide clients with AI-driven transaction clarity in partnership with Triple
Lunar gives customers visual view of yearly spending habits
Sweden
Roaring raises SEK 20 million – won’t chase short-term AI hype
Primary Wave makes strategic investment in music financing platform RUN
Klarna App Enables Peer-to-Peer Payments in Europe
Pay. adds Brite Open Banking payments to its platform
Norway
Iceland
Lucinity Launches Human AI Powered FinCrime Operations and Appoints New CEO to Lead Next Chapter
Future events
13.2. The 2026 Banking Forecast: 10 Predictions That Will Shape the Year Ahead
26.2. From Three Lines to One Culture – Making Risk and Compliance Work in Fintech and Crypto




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